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Terms of Service
Effective Date
December 1
Acceptance of These Terms
By accessing or using this website, submitting information through our forms, or participating in any part of our recruiting, evaluation, or informational process, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you may not use the website or submit information.
These Terms apply to all visitors, applicants, and users of the site.
Nature of the Website and Program
This website is provided for informational and evaluation purposes only. It is not an offer of employment, partnership, franchise, investment, or guaranteed business opportunity.
Any recruiting, onboarding, or participation process described on this website is selective by design. Submission of information does not guarantee contact, interview, acceptance, onboarding, or ongoing participation.
We reserve the right to modify, pause, limit, or discontinue any aspect of the process at any time, with or without notice.
Eligibility
By using this website, you represent that:
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You are at least 18 years of age
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You are legally able to enter into binding agreements
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Any information you submit is accurate and truthful
Certain aspects of the program may require an active life insurance license or eligibility to obtain one. Licensing requirements vary by state and are the sole responsibility of the applicant.
No Guarantees or Representations
We make no guarantees regarding:
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Acceptance into any program
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Interview availability
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Lead volume, lead quality, or call frequency
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Earnings, commissions, income, or financial outcomes
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Contracting timelines or approvals
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Ongoing participation or continued access
Any examples, screenshots, performance data, or descriptions of results shown on the website represent individual experiences and are provided for informational purposes only. Results vary based on many factors including experience, effort, availability, market conditions, and adherence to systems and guidelines.
Informational Sessions and Interviews
From time to time, we may host live or recorded informational sessions (including group video meetings). Attendance at any session:
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Does not guarantee advancement or selection
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Does not constitute an offer of employment or affiliation
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Is subject to our discretion and evaluation criteria
We reserve the right to limit attendance, restrict access, or remove participants at our discretion.
Communications and Consent
Netware Studio SMS Terms & Conditions
By providing your mobile number and opting in, you agree to receive SMS text messages from Netware Studio regarding your job application, interview scheduling, hiring updates, and other employment-related communications. Message frequency varies based on your application activity and recruiting status. Message and data rates may apply.
For support, contact us at [support@netwarestudio.com] or [8584806619], or reply HELP for assistance. To stop receiving text messages, reply STOP at any time. After opting out, you will no longer receive SMS messages from Netware Studio unless you opt in again.
By opting in, you confirm that you are the authorized user of the mobile number provided and that you consent to receive text messages from Netware Studio for the purposes described above. Consent to receive SMS messages is not a condition of applying for a job or purchasing any goods or services.
For more information, please review our Privacy Policy at:https://www.spkcareers.com/privacy-policy
Contact Information
Business Address:
3131 Camino del Rio North
San Diego, CA 92108
For questions regarding these Terms, use the form below.
Policy Ocean operates a selective onboarding program and does not accept all applicants. Participation is limited, and submission of information through this website does not guarantee contact, interview, or acceptance into the program. We reserve the right to review, approve, or decline any applicant at our sole discretion.
All candidates must hold an active life insurance license in their state of residence, or be willing and eligible to obtain one prior to onboarding. Licensing requirements, compensation structures, and program availability may vary by state.
Any earnings figures, screenshots, or performance data displayed on this site are provided for illustrative purposes only and represent individual outcomes. Results are not typical, are not guaranteed, and depend on multiple factors including effort, experience, market conditions, and adherence to training and systems.
By using this website, you acknowledge and agree that Policy Ocean does not provide employment guarantees, income guarantees, or investment advice. This site is intended for informational and evaluation purposes only. Use of this website constitutes acceptance of our terms, conditions, and review process.