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Privacy Policy

Effective Date

December 1, 2025

Overview

This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit our website, submit information through our forms, communicate with us, or participate in our recruiting and onboarding evaluation process. It also describes your privacy rights and choices, including rights available to California residents and residents of other U.S. states.

This Policy applies to information collected through:

  • Our website and landing pages

  • Online forms and applications

  • Text messages, phone calls, email, and chat features

  • Advertising, analytics, and similar technologies

If you do not agree with this Policy, do not use the website or submit personal information.

Definitions

Personal information means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked with a particular individual or household.

Sensitive personal information may include certain identifiers or information that requires heightened protection under some laws. We do not intentionally request sensitive personal information through our recruiting intake process unless explicitly needed for a legitimate business purpose and disclosed at the time of collection.

Information We Collect

 

 

A. Information You Provide Directly

Depending on how you interact with us, you may provide:

  • Identifiers such as name, phone number, and email address

  • Professional information including licensing status, states licensed, carrier contracting status, production history, lead-buying experience, and work preferences

  • Communications and responses submitted through forms, text messages, calls, interviews, or live sessions

  • Scheduling and availability information

B. Information Collected Automatically

When you visit our website, we may automatically collect:

  • IP address and approximate location (city/state-level)

  • Device, browser, and operating system information

  • Pages viewed, actions taken, timestamps, and interaction data

  • Referral sources, advertising attribution data, and conversion events

  • Cookie and similar technology data

    PolicyTek collects personal information that applicants voluntarily provide to us, which may include name, mobile phone number, email address, mailing address, employment or licensing information, application details, and any other information submitted through our website, forms, or communications with us. We use this information to review and process applications, communicate with applicants regarding job opportunities, schedule interviews, provide application status updates, verify identity, maintain records, improve our hiring and business operations, and comply with legal obligations.

    If an applicant chooses to opt in to SMS communications, we use the applicant’s mobile number solely to send employment-related text messages, including application updates, interview coordination, and related recruiting communications. Message frequency may vary. Message and data rates may apply. Applicants may reply STOP to opt out or HELP for help.

    PolicyTek does not sell, rent, or share personal information, including mobile numbers or SMS opt-in data, with third parties or affiliates for their own marketing or promotional purposes. Mobile information and SMS consent will not be shared with third parties for marketing purposes. We may share personal information only with service providers or vendors that help us operate our website, communications systems, recruiting process, or business operations, and only to the extent necessary for them to perform services on our behalf and subject to appropriate confidentiality obligations.

    We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, or disclosure. We retain information only for as long as reasonably necessary for the purposes described in this policy, unless a longer retention period is required by law.

    Contact Information

    Business Address:
    3131 Camino del Rio North
    San Diego, CA 92108

    To contact us regarding privacy matters, use the form below.


    Policy Ocean operates a selective onboarding program and does not accept all applicants. Participation is limited, and submission of information through this website does not guarantee contact, interview, or acceptance into the program. We reserve the right to review, approve, or decline any applicant at our sole discretion.

    All candidates must hold an active life insurance license in their state of residence, or be willing and eligible to obtain one prior to onboarding. Licensing requirements, compensation structures, and program availability may vary by state.

    Any earnings figures, screenshots, or performance data displayed on this site are provided for illustrative purposes only and represent individual outcomes. Results are not typical, are not guaranteed, and depend on multiple factors including effort, experience, market conditions, and adherence to training and systems.

    By using this website, you acknowledge and agree that Policy Ocean does not provide employment guarantees, income guarantees, or investment advice. This site is intended for informational and evaluation purposes only. Use of this website constitutes acceptance of our terms, conditions, and review process.

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